Rate on 30-year mortgage falls to record 4.01 pct.

In this photo taken Sept. 27, 2011, a real estate sign is posted outside a newly listed home for sale, in Cincinnati. Fixed mortgage rates have fallen to historic new lows for a fourth straight week and are likely to fall further. Freddie Mac says the average on a 30-year fixed mortgage fell to 4.01 percent this week. That's the lowest rate since 1951. (AP Photo/Al Behrman)

In this photo taken Sept. 27, 2011, a real estate sign is posted outside a newly listed home for sale, in Cincinnati. Fixed mortgage rates have fallen to historic new lows for a fourth straight week and are likely to fall further. Freddie Mac says the average on a 30-year fixed mortgage fell to 4.01 percent this week. That's the lowest rate since 1951. (AP Photo/Al Behrman)

WASHINGTON (AP) ? Fixed mortgage rates have fallen to historic new lows for a fourth straight week and are likely to fall further.

The average on a 30-year fixed mortgage fell to 4.01 percent this week, Freddie Mac said Thursday. That's the lowest rate since the mortgage buyer began keeping records in 1971. The last time long-term rates were lower was in 1951, when most long-term home loans lasted just 20 or 25 years.

The average on a 15-year fixed mortgage, a popular refinancing option, ticked down to 3.28 percent. Economists say that's the lowest rate ever for the loan.

Mortgage rates tend to track the yield on the 10-year Treasury note. The 10-year yield has risen this week to around 2 percent. A week ago, it touched 1.74 percent ? the lowest level since the Federal Reserve Bank of St. Louis started keeping daily records in 1962. As recently as July, the 10-year yield exceeded 3 percent.

Rates on mortgages could fall further after the Federal Reserve announced last week that it would take further action to try to lower long-term rates.

Still, low rates have so far done little to boost home sales or refinancing. Many would-be buyers or homeowners don't have enough cash or home equity to get a new loan.

High unemployment, scant wage gains and debt loads represent a heavy burden for many people. Others can't qualify. Banks are insisting on higher credit scores and 20 percent down payments for first-time buyers.

This year is shaping up to be among the worst for sales of previously occupied homes in 14 years. Few are buying, even though the average rate on the 30-year fixed mortgage has fallen to around 4 percent.

A drop in mortgage rates could provide some help to the economy if more people could refinance. When people refinance at lower rates, they pay less interest on their loans and have more money to spend.

Consider a homeowner who owes $250,000 and is paying 5.09 percent on a 30-year fixed mortgage. That was the average rate being offered in January 2010. Refinancing the loan at 4.01 percent could save him or her roughly $2,000 a year.

But many homeowners with good jobs and stable finances have already refinanced over the past year as rates have fallen. The average rate on the 30-year loan fell to new lows in November, August and again this month.

Homeowners also typically pay a few thousand dollars in closing costs when they refinance. And the low rates being offered don't include extra fees, which many borrowers must pay to get the rates. Those fees are known as points; one point equals 1 percent of the loan amount.

The average fee for the 30-year held steady at 0.7; for the 15-year, it rose to 0.7. The average fee for both the five-year and one-year adjustable-rate loans was unchanged at 0.6 point.

To calculate average mortgage rates, Freddie Mac surveys lenders across the country Monday through Wednesday of each week.

The average rate on a five-year adjustable-rate mortgage was unchanged at 3.02 percent. The average for the one-year adjustable-rate mortgage ticked up to 2.83 percent.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2011-09-29-US-Mortgage-Rates/id-c26909ab6b674fc9906cc1dd03e887bf

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Watchdog: Regulators bowed to banks on bailout

WASHINGTON?? Federal regulators bowed to pressure from big banks seeking a quick exit from the financial bailout program and did not uniformly apply the government's own conditions set for repaying the taxpayer funds, a new watchdog report says.

The report was issued Friday by the office of Christy Romero, the acting special inspector general for the $400 billion taxpayer bailout of the financial industry and automakers.

It found that regulators, to varying degrees, "bent" to pressure from the banks in late 2009 and relaxed the requirements put in only weeks earlier.

The regulators also were motivated by a desire to cut the government's stake in the banks it had bailed out in September 2008 when the financial crisis struck, the report says.

Meanwhile, the banks wanted to get out quickly from the so-called Troubled Asset Relief Program, or TARP, because they wanted to avoid its limits on executive compensation and the stigma associated with receiving rescue money, according to the report.

The report focused on the sales of stock to raise capital and bailout repayments by four major banks: Bank of America Corp. and Citigroup Inc., which each received $45 billion from the government; Wells Fargo & Co., which received $25 billion; and PNC Financial Services Group Inc., which got $7.6 billion.

'Inconsistent'
Because the regulators failed to enforce the policy for repayments set by the Federal Reserve, the new report says, "the process to review a TARP bank's exit proposal was ... inconsistent." That policy required banks to issue at least $1 in new common stock for every $2 in bailout money they repaid.

But the banks doggedly resisted the regulators' demands to issue common stock, seeking instead to use cheaper and "less sturdy" alternatives such as selling assets or issuing preferred stock, the report found. Issuing common stock is a better way to shore up a bank's capital base, it said.

When Bank of America, Citigroup and Wells Fargo repaid the government in December 2009, only Citigroup fully met the 1-for-2 requirement, the report said.

B of A to charge $5 a month fee for debit card use

The regulatory agencies overseeing the banks, which negotiated the repayment terms with them, were the Federal Reserve, the Federal Deposit Insurance Corp. and the Treasury Department's Office of the Comptroller of the Currency.

Treasury itself ran the bailout program, and the report said its involvement in individual banks' repayment proposals was greater than was previously known publicly.

It said Treasury encouraged the banks to speed repayment, raising the criticism that Treasury officials put that goal ahead of ensuring that the banks were strong enough to exit TARP safely.

"The result was nearly simultaneous repayments by Bank of America, Wells Fargo and Citigroup in an already fragile market," the report said. The three banks issued a combined $49.1 billion in new common stock as part of their repayments.

$20 billion profit
Tim Massad, Treasury's acting assistant secretary for financial stability, said, "We're pleased that the report acknowledges that the nation's large banks are much stronger today as a result of the actions taken by Treasury."

Taxpayers will recoup the full amount invested in banks, around $245 billion, and will make an additional $20 billion or so in profit, Massad said in a telephone interview Thursday.

He said the quickened share sales were the best approach to follow.

Delaying the banks' stock offerings and repayments "carried a lot of risk with it," said Massad, because it's hard to know what the market for bank shares is going to be like later on, and holding back could dampen investor confidence.

"We pushed them to raise as much private capital as they could," he said.

Video: Bank Bailout Moves Into Profit (on this page)

Robert Stickler, a spokesman for Charlotte, North Carolina-based Bank of America, said the bank's wanting to issue stock "all at once rather than in stages was because of market conditions."

He rejected the idea that his bank might have pressured the regulators for a quicker exit.

The bank's primary motivation was to remove the stigma of being a TARP recipient, Stickler said, and there also was concern that the restraints on executive pay were making it hard for them to keep executives.

The Federal Reserve said in written comments on the new report that, while it led the process of reviewing banks' repayment proposals, it consulted with all the agencies.

"All agreed with the final decision to allow each" bank to repay, the Fed said.

The Office of the Comptroller of the Currency disagreed with the report's finding that the bank review process was inconsistent.

The flexibility to "deviate somewhat" from the requirements was necessary and produced positive results, the agency said.

PNC, Wells Fargo and Citigroup said the TARP repayments allowed them to focus on their businesses and were in the best interests of taxpayers and shareholders.

Copyright 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/44726626/ns/business-us_business/

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The Importance Of Business Accounting | Best Home Business ...

The Importance of Enterprise Tax Accounting

Tax accounting is 1 of the most important domains in the locations of finance. It is truly important that the corporations in order to sustain a smooth functioning of their finances maintain a adequate understanding about the various tax accounting techniques that can decide on from based upon the nature and the size of their companies. It is quite but all-natural that the companies that are run in order to earn income are under obligation to pay the taxes to the government. There are a number of strategies of paying taxes that can be utilized in order to reduce your taxes.

In general the taxes fall into two categories:

a) The money approach of taxing

b) The accrual technique of taxing

It is the choice of the organization or the enterprise that decides the tax accounting method that it requirements to adopt that is in compliance with the nature and size of its organization. For instance if the firm is a modest enterprise then in order to be in compliance with the federal tax authorities, it is always advisable that the owner select cash tax accounting strategy.

The business tax accounting approach that is utilized by the organization can be transformed by the taxpayer. In such a case the tax payer desires to have the consent of the secretary of the treasury.

Benefits of utilizing the tax accounting methods are:

1) The organization shows goodwill as far as legal compliance is concerned

two) Assists in the more quickly determination creating by possessing a clear image of the finances of the firm

3) It also assists in sustaining a clear and an correct budget that gives a proper notion of the income as nicely as losses of the company

four) It also assists in sustaining a better record keeping by acquiring rid of the unnecessary facts as properly as details.

The business tax accounting can go a prolonged way in figuring out the future of the company. Effectively maintained records can genuinely be the boon to the firm as that would constantly display the clear picture of the company?s standing as far as the finances are concerned. Also at the time of filing the taxes, a well maintained record can go a lengthy way in saving money although filing tax returns.

-small business tax info

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5. Getting An Extension On Corporate Returns

Source: http://www.besthomebusinessresources.com/the-importance-of-business-accounting/

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Brand Consultancy and Branding Agency | LeClair Enterprises

As branding experts, individuals often come to us asking what we can do to help them to increase their company?s name recognition. Increasing the company?s name recognition is only one tiny portion of the branding magic, albeit it is a very important one. So what can you do to increase your business? name recognition? Here are just a few tips that you can take to the bank:

1. Hire a branding service business to help you deliver your message and image under a brand effectively.

2. Create a mission statement that will reflect your reason for being in business and will also reflect the value you deliver to your market.

3. Design a matrix plan of all of the individuals you want to reach within the next twelve months. Also include the potential factors that influence those people. Create a calendar of outreach and create a time table.

4. Write and send out press releases on a regular basis to the media.

5. Write and post your press releases on your websites on a regular basis.

6. Post and write press releases on the Internet on a regular basis.

7. Write articles pertaining to your business on a regular basis.

8. Make sure that all your marketing is diversified.

9. Try to reach the markets where your targets are found. This is different than marketing within your own industry. For example, if you?re selling organic cat food, you?ll want to reach markets that deal in pet care, cat care, and even veterinary clinic users.

10. Write pitch feature story ideas to the local media outlets on a regular basis.

11. Attend, host, speak, show, and participate in at least three national industry conferences.

12. Speak, host, attend, show, and participate in at least three local industry conventions.

13. Design and mail out an online newsletter.

14. Design and mail out a direct newsletter through snail mail.

15. Write, speak, teach and present information on your particular product or service. Make yourself known as the expert in your particular industry.

16. Become an active participant in internship programs.

17. Become an active sponsor for local charity events. Make sure you can get your company name in the program and then create a press release that talks about the event.

18. Make sure that you know all potential teaming members in your local area.

19. Create tip sheets that can be filled out by your end users. You want information on how your company is different from the competing businesses in the industry. You want to know what sets you apart from the rest.

20. Post a calendar of events on your website.

21. Hire a professional to do a survey on your company?s behalf. The results will then be posted on your website so that you can make this public to your website visitors.

Effective branding of your business is going to be the major key to influencing your market. It can make the difference between a thriving business and one that?s gone belly up in the waters of failure. Branding is not only the name recognition of your business. It is also the perceived value your business has in the minds of your market. That is the bottom line in any business.

It is a good idea to bring a Branding Agency on board to help out with boosting your companies image. Brand Consultancy agencies are everywhere and you are sure to find someone that will help.

Source: http://www.leclairenterprises.com/2011/09/brand-consultancy-and-branding-agency/

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Manhattan's restaurant industry shaken by money-hungry lawyers ...

September 27, 2011 | PhoebeStonbely

A recent?article?in the New York Post highlights the latest target of frivolous lawsuits in New York ? our restaurants. ?New York City restaurants have paid $30 million in settlements to a single Manhattan trial lawyer, who ?invented this business?. ?These lawsuits are devastating to NYC?s world-class restaurant industry. ? Joe Bastianich, co-owner of Eataly,?Del Posto?and Babbo says,??Money-hungry lawyers, through frivolous lawsuits, are shaking down the very foundation of Manhattan?s restaurant industry.?

The fear of getting sued is spreading across the city and restaurants upstate are no doubt the next targets. ?Many restaurant owners are choosing not to do business in New York.? ?We opened?Eataly?and put 700 jobs in the New York economy. Since then we haven?t opened another restaurant in New York, nor will we,? Bastianich told The Post. ?We opened three other restaurants, in California and Connecticut, worth 1,000 jobs that could have been here in New York. Someone in Albany needs to understand the agenda, what this is really costing the greatest restaurant city in the world.?

As with many other industries, the plaintiff-friendly laws in our state are driving businesses away. Our state needs reform to keep businesses in New York, create jobs and re-energize our economy!

Source: http://www.nylawsuitreform.org/2011/09/manhattan%E2%80%99s-restaurant-industry-shaken-by-money-hungry-lawyers/

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Oil wavers on weak home sales, Europe debt woes (AP)

Oil hovered around $80 a barrel Monday after new home sales dropped to a six-month low, adding to worries about energy demand in the slowing economy.

The Commerce Department said that sales of new homes fell in August and are on pace for the worst year since the government began keeping records a half century ago. High unemployment and the possibility of another recession are keeping home buyers on the sidelines.

The discouraging government report came as European leaders continued to debate the best way to resolve the months-old debt crisis that could drag down the regional economy. Investors are concerned that Europe's problems could lead to another recession, which would cut demand for oil and gasoline. Demand for gasoline in the U.S. is already below year-ago levels.

Benchmark oil rose 39 cents to finish at $80.24 per barrel in New York. Crude has traded between about $79 per barrel and $90 per barrel this month.

It is "just a wild, wild ride now and people are just very nervous at this point," oil trader Stephen Schork said. "I think it's a real concern that we just very well might be in another recession."

Meanwhile Italian energy giant Eni said that Libya has resumed partial oil production for the first time since unrest broke out in February. About 31,900 barrels of oil per day are being produced. Previously Libya exported about 1.5 million barrels of oil per day, which was less than 2 percent of the world's demand. Some experts say it could take a year or more to get Libyan production back to that level.

More Libyan exports could lead to lower prices for Brent crude as more and more oil is put on the global market, PFGBest analyst Phil Flynn said. That could eventually mean a drop in the price of gas, much of which is refined from Brent. In London, Brent crude fell 3 cents to end at $103.94 per barrel on Monday.

At the pump, gas prices fell about a penny on Monday to $3.49 per gallon, according to a survey by AAA, Wright Express and the Oil Price Information Service. That's 11 cents less than a month ago and 79 cents more than a year ago.

In other energy trading, heating oil fell less than 1 cent to finish at $2.8030 per gallon, gasoline futures rose less than a penny to end at $2.5284 per gallon and natural gas rose 8.1 cents to finish the day at $3.782 per 1,000 cubic feet.

Source: http://us.rd.yahoo.com/dailynews/rss/europe/*http%3A//news.yahoo.com/s/ap/20110926/ap_on_bi_ge/oil_prices

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Congress dodges one crisis, now on to the next (AP)

WASHINGTON ? One crisis averted, on to the next. The day after Congress managed to avoid a government shutdown ? again ? Republicans and Democrats stared ahead Tuesday at major fights over spending that underscore a deep divide that's sure to define the fast-approaching national elections.

Monday night, lawmakers had postponed their dispute over whether billions for disaster aid must be paid for with cuts elsewhere in the budget, finessing a pact to keep the government operating.

But tea party-driven Republicans are still insisting on significant spending cuts this fall, with some arguing that a hard-fought congressional agreement this summer to fund the government at $1.043 trillion in 2012 was too generous. Democrats, many of whom complained of too many concessions and reductions in this year's showdowns, are furiously trying to protect government programs.

The next skirmish will be over how and where to spend the new year's budget, with a Nov. 18 deadline for that legislation. President Barack Obama's $447 billion jobs proposal that would cut payroll taxes and increase spending on school construction and other infrastructure has already divided the parties. But the next really big deal is the special 12-member bipartisan supercommittee and whether it can come up with a plan to slash $1.5 trillion over 10 years by Nov. 23 ? the day before Thanksgiving.

These fights will unfold against the backdrop of a feeble economy that Obama is desperate to jump-start as he pushes for a second term, and an exasperated electorate that looks at Washington and dislikes what it sees.

"The heat will be on, the heat from the American people," said former Republican Sen. Alan Simpson, who believes Americans struggling economically will be asking, "Why stretch us out like this?"

Lawmakers also will be under pressure from political factions demanding that they stand firm for party beliefs.

"You have to support getting control of excessive spending and debt," said Sal Russo, a longtime Republican operative and founder of the Tea Party Express, a well-funded wing of the populist movement. "Are you helping to solve the problem or making it worse?"

Shortly after Senate votes on Monday, Sen. Mary Landrieu, D-La., thanked party leaders "for helping the Democratic Party find the backbone it needed to fight and win this debate."

The disaster aid dispute that threatened to partially shut down the government this weekend was resolved relatively quickly after a standoff between Democrats and Republicans. The fight, however, was an unpleasant reminder to most Americans of the last-minute maneuvering in April to avert a shutdown and the August showdown over raising the nation's borrowing authority that left financial markets unnerved.

This time, Democrats had spent weeks demanding additional disaster aid in response to hurricanes, tornadoes and other natural disasters that had battered Americans from Vermont to Missouri. Republicans had said the additional aid had to be offset by cuts in energy-related programs that Democrats favored. The Federal Emergency Management Agency had warned that its accounts would be out of money early this week.

A solution to keep the government operating seemed uncertain last week. Then word from the Obama administration that FEMA wasn't in as dire financial straits as many feared proved to be the answer.

On Saturday, the administration told Senate Majority Leader Harry Reid, D-Nev., and Sen. Chuck Schumer, D-N.Y., that FEMA could last until Thursday with the money it had. Specifically, an unknown contractor had come in under budget, freeing some $40 million, said Democratic and Republican congressional aides.

On Sunday morning, Reid reached out to House Speaker John Boehner's staff, informed them of the more promising financial outlook for FEMA and proposed two bare-bones emergency spending bills, one to keep the government operating for a week and another until Nov. 18. Boehner's office contacted Senate Minority Leader Mitch McConnell with the latest developments and proposal.

McConnell's office made a quick check with the Senate Republican vote counter, Jon Kyl of Arizona, on whether such a plan would fly with the GOP.

FEMA was still saying Thursday, possibly Friday, before the money ran out, but a way out had emerged. Within hours on Monday, Democrats and Republicans had agreed on an emergency spending bill to avoid a government shutdown. FEMA would get $2.65 billion in disaster relief assistance in a one-week bill, $1 billion less than approved by tea party Republicans.

Chris Krueger, a political analyst for the brokerage firm MF Global, said, "Both sides are convinced this continued threat of government shutdown benefits no incumbents."

The House, on recess this week, probably will back the one-week measure by voice vote Thursday and vote separately next week to keep the government running through Nov. 18.

"The perils of Pauline," said John Feehery, a Republican political consultant and former congressional aide. "Every new episode has a new cliffhanger."

In a letter dated Sept. 26, Jacob Lew, director of the Office of Management and Budget, wrote congressional leaders that as FEMA approached the last five days of the fiscal year this week, "it appears that weather systems forming off our shores will not significantly affect the United States. That, in combination with FEMA's rigorous cash management mechanism, means" the agency could operate for much of the week.

Congress may have a harder time weathering the storms of budget showdowns, a reality that lawmakers acknowledged.

Sen. Dick Durbin, the No. 2 Senate Democrat, said he traveled through his home state of Illinois this past weekend and when Americans "see us break down into another cussing match over shutting down the government, they say `for goodness sake, grow up, group up and accept your responsibility."

McConnell, R-Ky., said the "entire fire-drill was completely unnecessary."

With some 80 percent of Americans disapproving of Congress, a remarkable number for a major government institution, outsiders see few winners.

"They don't really realize they are playing Russian roulette," said Robert E. Denton Jr., head of the communications department at Virginia Tech.

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20110928/ap_on_bi_ge/us_congress_government_shutdown

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What Does Workers' Compensation ... - Insurance-Comparisons.org

What is Workers? compensation?

Although the exact definite of workers? compensation varies from area to area, it is universally known as repayment for employees injured at the work site. Each state in the United States will have different rules regarding Workers? compensation, as well as countries. All Workers? compensation cases must occur during employment and usually entail a private court hearing. However, since the rules vary so much between states there can often be discrepancies between companies and employees which must be settled in court.

Workers? compensation goes back as far as 1855 in the United States. In Georgia and Alabama, workers were able to sue their employer for injury related claims because of the Employer Liability act. Since then, nearly every country has enacted some sort of Workers? compensation law. In general, Workers? compensation is actually favored by companies because it saves them from losing money to court fees and lawsuits.

How does Workers? compensation insurance work?

Workers? compensation is usually entitled to any worker that is exposed to high risk environment, especially in the United States. Typically, a company will pay monthly premiums to insurance companies as to avoid excessively and sudden loss of company funds to employee lawsuits. Employees are always informed if they are receiving Workers? compensation insurance, so it is up to the individual to find out what they are provided by their employer.

Sometimes, a compensation case can get complicated. If the incident has many witnesses, then it Workers? compensation is almost always given. However, there are many incidents in which no one is around to witness the accident. In these cases, the afflicted employee will often have to fill out forms claiming Workers? compensation and then the company can decide to either fight against the claim or settle. Claims are worked out in court if the company feels they are being cheated.

What does Workers? compensation insurance cover?

Workers? compensation differs heavily state to state and country to country. In fact, compensation can even vary depending on the insurance company providing the coverage. Typically, an employer should inform its workers of the compensation coverage. In the case that an employer does not inform the workers, it is possible to find out what is covered directly from the insurance provider.

In general, under Workers? compensation you are guaranteed to receive payment after an on the site injury regardless of who is at fault; be it third party people, co-workers, company or self-inflicted accidents. The exchange for these rights is that employees cannot sue the company in court, unless there is a discrepancy about the Workers? compensation claim. In the end, Workers? compensation actually benefits the employer because it allows them to close huge court cases before they begin at a small, consistent price.

Source: http://www.insurance-comparisons.org/what-does-workers-compensation-cover-and-how-does-it-work/

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Beauty and the Beast (1991) Hi-Def iPod DivX Alec Murphy : Baker ...

by Gary Trousdale
Kirk Wise
Animation : Family : Fantasy : Drama : Romance : Musical
480p 720p 1080p Hi-Def(HD), iPod, DivX, DVDsrc, DVDrip Film

Beauty and the Beast Movie

Actors: Paige O'Hara : Belle (voice), Robby Benson : Beast (voice), Richard White : Gaston (voice), Jerry Orbach : Lumiere (voice), David Ogden Stiers : Cogsworth / Narrator (voice), Angela Lansbury : Mrs. Potts (voice), Bradley Pierce : Chip (voice) (as Bradley Michael Pierce), Rex Everhart : Maurice (voice), Jesse Corti : Lefou (voice), Hal Smith : Philippe (voice), Jo Anne Worley : Wardrobe (voice), Mary Kay Bergman : Babette (voice), Brian Cummings : Stove (voice), Alvin Epstein : Bookseller (voice), Tony Jay : Monsieur D'Arque (voice), Alec Murphy : Baker (voice), Kimmy Robertson : Featherduster (voice), Kath Soucie : Bimbette (voice), Frank Welker : Footstool (voice), Jack Angel : Additional Voice (voice),

LINK: Download Movie. Watch Online

Belle is a girl who is dissatisfied with life in a small provincial French town, constantly trying to fend off the misplaced ?affections? of conceited Gaston. The Beast is a prince who was placed under a spell because he could not love. A wrong turn taken by Maurice, Belle?s father, causes the two to meet. His place in history was foreordained Beauty and the Beast Movie Watch New Online. An unworkmanlike tool Out-and-out mayhem A cryptic note The steeplejack, exhausted and unnerved, couldn?t hold on to his dangerous perch much longer Beauty and the Beast Movie Watch HQ. A prompt reply A technical problem The imposed taxation Indecorous behavior Beauty and the Beast Movie Release. My own special chair Tricked-out cupboards looking like georgian cabinets Postmortal wounds A piquant face with large appealing eyes Beauty and the Beast Movie Good Quality. A reward incommensurate with his effort Became panicky as the snow deepened Soft-boiled eggs An acute (or critical) lack of research funds Beauty and the Beast Full Movie In High Quality. Igneous rocks?closely appressed by this force A benevolent contributor Concrete objects such as trees Its nonextant original was written on vellum Beauty and the Beast Movie For Download. The cold calculation and diabolic art of some statesmen Walls marred by graffiti Obsolete words Home-cured hams Beauty and the Beast Movie Release. An artless manner Sex is a notional category, gender is a grammatical category Arborescent coral found off the coast of bermuda The dark ages Beauty and the Beast Film In All Formats. Incensed at the judges? unfairness A sovereign state Saw a vague outline of a building through the fog A gradual slope Beauty and the Beast Movie Release. Eager for success Glinting water A through street Two factors had a decisive influence Beauty and the Beast Movie How To Watch Online. Familiar guests Hoped for a speedy resolution of the problem The mercantile north was forging ahead The horse?s glossy coat Beauty and the Beast Film Actors. She is addicted to chocolate Diversified investments The wind blew from the west The darkening sky Beauty and the Beast Movie How To Watch Online. Fresh from college and reluctant for the moment to marry him Was ambivalent about having children Made an effective entrance A distinction between the verb and noun senses of `conflict? is that in the verb the stress is on the ultimate (or last) syllable Beauty and the Beast Full Length. Isolated instances of rebellion A forward plunge down the stairs Unfortunate investments Torrential rains Beauty and the Beast Hi-def Quality. Redistributed industries Silver speech Paid close attention Rare books Beauty and the Beast Movie Quotes. She had me cornered between the porch and her car Brittle bones An uncertain smile

Source: http://libpress.com/arts-and-entertainment/beauty-and-the-beast-1991-hi-def-ipod-divx-alec-murphy-baker-voice/

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2011 Upper Midwest Emmy? Recipients - National Academy of ...

?

Congratulations to all of the 2011 Upper Midwest Regional Emmy? recipients. ?If you missed out, head on over to our facebook page and check it out. ?It?s a multi-media extravaganza from before, during and after the 2011 Emmy? Party. ?You can tag yourself or your friends in our photos, even upload your shots and be part of Emmy? history. We?ve added links to some of the winners: e-mail us a link to your entry or post it in the comments!

Only one statuette is awarded in each category.?? Additional statuettes can be ordered through the Upper Midwest office and may only be purchased by those listed on the official entry form in the call for entries as eligible to receive the Emmy?.? Those who worked on a project who are not eligible for a statuette can purchase a production certificate or plaque upon verification of their participation.

In accordance with the rules of the National Academy of Television Arts and Sciences (NATAS), regardless of station or company affiliation, individual recipient(s) retain possession of the Emmy? statuette.? Emmy? Awards are presented to individuals, not their employers. Ownership of the statue is retained by the individual, even if an employer pays entry fees. ?Emmy? statuettes are the property of NATAS and may not be sold or transferred to anyone other than the official recipient.

You can order an additional?Emmy??statuette or nomination plaque?here.

Download the complete list of recipients here.

NEWSCAST ? DAYTIME ? MARKETS 1-20

• ?Fox 9 Buzz? KMSP-TV
  • Hayley Herst, Executive Producer
  • Jeff Orcutt, Producer
  • Jason Matheson, Anchor
  • Alix Kendall, Anchor
  • Leo Hofmeister, Director
  • Steve Rainwater, Director
  • Tom Teeters, Editor
  • Keith Marler, Anchor
  • Dawn Stevens, Anchor/Reporter
  • Tom Halden, Reporter
  • Mary Rosko, Reporter
  • Greg Kellogg, Photojournalist
  • Ron Elmquist, Photojournalist
  • Russ Weseman, Photojournalist
  • Alex Cooper, ELC Operator

NEWSCAST ? DAYTIME ? MARKETS 21-140

• ?Today In Iowa? KWWL-TV
  • Janelle Haibe, Producer
  • Bob Waters, Anchor
  • Sunny Layne, Anchor
  • Eileen Loan, Meteorologist
  • Jason Epner, Reporter
  • Jennifer Hildreth, Reporter
  • Molly Nichols, Reporter
  • Nikki Newbrough, Reporter
  • Agnes Kress, Director
  • Gordon Jefferson, Associate Producer
  • Dan Oline, Master Control
  • Jason Mortvedt, Assignment Editor
  • Eric Page, Content Manager
  • Nate Leding, News Director

NEWSCAST ? DAYTIME ? MARKETS 141+

• ?Team Coverage: Severe Weather Outbreak? KIMT-TV
  • Sarah Danik Anchor/Producer
  • Jenna Lee, ?Anchor/Producer
  • Jim Politis, Assistant Chief Meteorologist

NEWSCAST ? EVENING ? MARKETS 1-20

• ?Fox 9 News: 10@10? KMSP-TV
  • Patrick Armijo, Executive Producer
  • Dennis Grant, Producer
  • Bill Dallman, VP/News Director
  • Marian Davey, Ast. News Director
  • Kelly Huffman, Managing Editor
  • Rob Olson, Reporter
  • Leah Beno, Reporter
  • Steve Stark, Elc Operator
  • Heidi Collins, Anchor
  • Jeff Passolt, Anchor
  • Ian Leonard, Meteorologist
  • Paul Blume, Reporter
  • Tim Grossklaus, Photojournalist
  • Erik Runge, Reporter
  • Nate Zinnel,Photojournalist
  • Carl Jaeger, Assignment Editor
  • Ashley DiRosa, Assignment Editor
  • Annie Hua, Assignment Editor
  • John Michael, Assignment Editor
  • Marni Hughes, Anchor

NEWSCAST ? EVENING ? MARKETS 21-140

• ?NewsChannel 8 at 10? KCCI-TV
  • Megan Osborn, Producer
  • Emily Price, Reporter
  • Spencer Vaughn, Photojournalist
  • Patrick Bell, Reporter
  • Alex Kuberski, Photojournalist
  • Angie Hunt, Reporter
  • Duane Wright, Photojournalist
  • Laura Nichols, Reporter
  • Jeremy Scavo, Photojournalist
  • Kevin Cooney, Anchor
  • Stacey Horst, Anchor
  • Keri Gavin, Reporter
  • Cortney Kintzer, Photojournalist
  • John McLaughlin, Chief Meteorologist
  • Andy Garman, Sports Director
  • Amy Schmelzer, Director
  • Dave Busiek, News Director

NEWSCAST ? EVENING ? MARKETS 141+

• ?KTTC NewsCenter at 6 p.m., June 18, 2010? KTTC-TV
  • Noel Sederstrom, News Director
  • Seth Tegtmeier, Producer
  • Tom Overlie, Anchor
  • Jennifer Hoff, Reporter
  • Chuck Sibley, Chief Photographer
  • Chris Conte, Reporter
  • Nate Leding, Sat Truck Operator/Photographer
  • Crystal Oko, Reporter
  • Kerry Klatt, Reporter
  • John-Cletus, Mueller Photographer
  • Randy Brock, Chief Meteorologist
  • C.J. Spang, Sports Reporter
  • Missy Krogstad, Director
  • John Wilcox, Engineering
  • Kathy Ohm, Internet Director
  • Axel Gumbel, Content Manager
  • Brendan Ford, Production Manager
  • Nicholas Mundth, Audio

NEWSCAST ? WEEKEND MARKETS ?1-20

• ?KARE 11 News at 10? KARE-TV
  • Jane Helmke, Managing Editor
  • Eram Cowlas, Producer
  • Eric Perkins, Anchor
  • Rena Sarigianopoulos, Anchor

NEWSCAST ? WEEKEND MARKETS ?21-140

• ?Eyewitness News at Ten Saturday? WDIO-TV
  • Steve Goodspeed, News Director
  • Scott Doane, Producer
  • Katey Rusch, Anchor/Reporter
  • Paige Calhoun, Reporter
  • Jon Ellis, Assistant News Director
  • Laura Kennedy, Sports Anchor/Reporter
  • Phil Johnson, Meteorologist

NEWSCAST ? WEEKEND ? MARKETS 141+

• ?Surviving The Storm, Siouxland Tornados? KTIV-TV
  • Bridget Breen, Executive Producer
  • Matt Breen, Anchor/Producer
  • Shawn Kirkpatrick, Assistant News Director/Producer
  • Zach Tecklenburg, Reporter
  • Forrest Saunders, Reporter
  • Tia Heidebrecht, Chief Photographer
  • Ross Caniglia, Reporter/Meteorologist
  • Ron Demers, Chief Meteorologist
  • Tom Stock, Photographer
  • David Washburn, Graphics Producer/Editor
  • Dave Winslow, Meteorologist/Reporter
  • Julie Ott, Editor
  • Jay Wisnieski, Director
  • Josh Woolridge, Audio Operator
  • Brian Masters, Reporter

GENERAL ASSIGNMENT REPORT ? WITHIN 24 HOURS

• ?North Minneapolis Tornado: Bad to Worse? KARE-TV
  • Boyd Huppert, Reporter
  • Jonathan Malat, Photojournalist

GENERAL ASSIGNMENT REPORT ? NO TIME LIMIT

• ?Loophole Closed, Predators Still Missing? KSTP-TV
  • Mark Albert, Reporter
  • Jim O?Connell, Photojournalist
  • Mike Maybay Producer

BREAKING NEWS

CONTINUING COVERAGE ? WITHIN 24 HOURS

CONTINUING COVERAGE

NEWS SPECIAL

• ?Healers at Wounded Knee? WXOW-TV
  • Amy DuPont, Producer/Reporter/Editor
  • Jake Anderson, Editor
  • Kirk Arneson, Photographer/Editor

INVESTIGATIVE REPORT ? SINGLE STORY

• ?The Deputy and the Meth Addict? KMSP-TV

INVESTIGATIVE REPORT ? SERIES

• ?Dead Wrong?? KMSP-TV
  • Jeff Baillon, Investigative Reporter
  • Bradley Swagger, Photojournalist/Editor
  • Julie Anderson, Producer
  • Eric Gedrose, Photojournalist

FEATURE/HUMAN INTEREST-LIGHT SINGLE STORY/FEATURE/SEGMENT

• ?Trippin? with Perk? KARE-TV
  • Eric Perkins, Reporter
  • John Drilling, Photojournalist

FEATURE/HUMAN INTEREST ? LIGHT SERIES

• ?Land of 10,000 Stories? KARE-TV
  • Boyd Huppert, Reporter
  • Jonathan Malat, Photojournalist

FEATURE/HUMAN INTEREST ? SERIOUS SINGLE STORY/FEATURE/SEGMENT

• ?Pink Balloon? WCCO-TV
  • Lindsey Seavert, Reporter
  • Melissa Martz, Photojournalist
• ?Returning Angels? KARE-TV
  • Boyd Huppert, Reporter
  • Jonathan Malat, Photojournalist/Editor

FEATURE/HUMAN INTEREST ? SERIES

• ?An Up Hill Battle? KBJR-TV
  • Barbara Reyelts, News Director / Reporter
  • Dustin DeSanto, Photojournalist

ARTS/ENTERTAINMENT: ?SINGLE STORY/FEATURE/SEGMENT

• ?Minnesota Original: ?Keri Pickett? Twin Cities Public Television
  • Emily Goldberg, Senior Producer
  • Steve Flynn, Camera/Editor
  • Matt Ehling, Camera
  • Ryan Klabunde, Editor
  • Dianne Steinbach, Executive Producer
  • Ashleigh Rowe, Series Producer
  • Terry O?Reilly, Chief Content Officer
• ?The Grannies? WCCO-TV
  • Tracy Perlman, Producer
  • Andy Smith, Photographer/Editor
  • Mike Augustyniak, Assocoate Producer

ARTS/ENTERTAINMENT ? PROGRAM/SPECIAL/SERIES

BUSINESS/CONSUMER: ?SINGLE STORY/FEATURE/SEGMENT

BUSINESS/CONSUMER ? PROGRAM/SPECIAL/SERIES

• ?Fitness Frauds & Deceptive Diets? WHO-TV
  • Erin Kiernan, Reporter
  • Jeff Felton, Photojournalist
  • Randy Schumacher, Photojournalist
  • Brandon McCauley, Photojournalist

POLITICS/GOVERNMENT: ?SINGLE STORY/FEATURE/SEGMENT

POLITICS/GOVERNMENT: ?PROGRAM/SPECIAL/SERIES

SPORTS ? SINGLE STORY/FEATURE/SEGMENT

• ?Taking it to the Bank? KARE-TV
  • Boyd Huppert, Reporter
  • Jonathan Malat, Photojournalist
  • Bill Middeke, Photojournalist
  • Monica Hanson, Photojournalist
  • David Watkins, Photojournalist
  • John Divall, Photojournalist

SPORTS ? NEWS SERIES

• ?50 Greatest Twins? Fox Sports North
  • Jeffrey Byle, Executive Producer
  • Joseph Maar, Coordinating Producer
  • Trevor Fleck, Producer
  • Paul Hipp, Producer
  • Ralph Gasow, Photographer
  • Doug Warkenthein, Editor
  • Chris Ritchie, Graphics Designer

SPORTS ? PROGRAM SERIES (OUTSIDE OF NEWS)

• ?Unscripted? Fox Sports North
  • Jeffrey Byle, Executive Producer
  • Joseph Maar, Coordinating Producer
  • Trevor Fleck, Producer
  • Paul Hipp, Producer
  • Anthony LaPanta, Moderator
  • Nicole Kunkel, Editor
  • Matt Gangl, Director

SPORTS ? SPORTSCAST

• ?Keith Murphy Sportscast? WHO-TV
  • Keith Murphy, Sports Director
  • Chris Hassel, Sports Reporter

SPORTS ? ONE-TIME SPECIAL

• ?2010 12 Sports Hall of Fame Show? Northwest Community Television Channel 12
  • John Jacobson, Sports Director
  • Jay Wilcox, Sports Producer
  • Chris Sehnert, Director
  • Jason Melillo, Photographer/Editor
  • Roger Larson Jr., Editor
  • Chris Trudeau, Photographer
  • David Dobrin, Graphics/Design Creator
  • Scott Jameson, Production
• ?Vikings Sports Wrap Live From TCF Stadium? KSTP-TV
  • Joe Schmit, Host
  • James Monical, Producer
  • Chris Long, Reporter
  • Darren Wolfson, Reporter
  • John Gross, Photo-Editor
  • Jeff Brioschi, Photo-Editor
  • Joel Doering, Editor
  • Chris Meltvedt, Production Manager

SPORTING EVENT/GAME ? LIVE/UNEDITED ? PROGRAM/SPECIAL

• ?Boys State Hockey Final/Class 2-A Eden Prairie vs. Duluth East? KSTC-TV
  • Dennis Silva, Producer
  • Brian Monahan, Producer
  • Patrick O?Connor, Director
  • Bob Rossborough, Technical Director
  • Clay Matvick, Play-By-Play
  • Lou Nanne, Color Analyst
  • Tori Holt, Reporter
  • Tom Hauser, Studio Host
  • Mike McGraw, Studio Analyst
  • Dave Palmquist, Studio Analyst
  • David Linstad, Editor
  • Jonathan Whitney, Graphics

SPORTING EVENT/GAME ? LIVE/UNEDITED ? SERIES

• ?Twins Baseball Series Composite? Fox Sports North
  • Jeffrey Byle, Executive Producer
  • Joseph Maar, Coordinating Producer
  • John Stroh, Producer
  • Trevor Fleck, Producer
  • Matt Gangl, Director
  • Sarah Servetnick, Graphics
  • Bruce Wolfe, Graphics
  • Bob Rohde, Director of Operations
  • Erich Manwarren, Operations Manager
  • Patricia Whitney, Production Coordinator
  • Dick Bremer, Play-by-Play
  • Bert Blyleven, Analyst
  • Ron Coomer, Analyst
• ?WCHA Championship Game ? Denver vs UND? Fox Sports North
  • Jeffrey Byle, Executive Producer
  • Joseph Maar, Coordinating Producer
  • Max Michalak, Producer
  • Dave Higgins, Director
  • Anthony LaPanta, Play-by-Play
  • Casey Hankinson, Analyst
  • Kevin Gorg, Reporter
  • Chris Ritchie, Graphics Designer

WEATHER-SINGLE STORY/SERIES

• ?Eye of the Storm? KTTC-TV
• ?Way Too Close? KSFY-TV
  • Jonathan Wachter, Photographer
  • Shawn Cable, Meteorologist
  • Andy Gabrielson, Photographer/Storm Chaser

WEATHER ? PROGRAM/SPECIAL OR SERIES

• ?December Blizzard? WCCO-TV
  • Michael Augustyniak, Meteorologist
  • Angela Davis, Anchor/Reporter
  • Jason DeRusha, News Reporter
  • Ron Trenda, Meteorologist
  • Kerry McNally, Traffic Reporter
  • Liz Collin, Anchor/Reporter
  • Tracy Perlman, Producer
  • Aaron Beckman, Producer
  • Lindsey Seavert, Reporter
  • Ron Westermeyer, Camera Operator
  • Dave Hillestad, Director
  • Pete Neuswanger, Photojournalist
  • Robert Hernandez ,Photojournalist
  • Brad Earley, Photojournalist
  • Melissa Martz, Photojournalist
  • Gordy Leach, Photojournalist
  • Tony Peterson, Photojournalist
  • Mcgraw Jones, Photojournalist
  • Rachel Slavik, Reporter

WEATHER ? WEATHERCAST

• ?Kevin Lawrence ? Spring Blizzard? KFYR-TV
  • Kevin Lawrence, Chief ?Meteorologist

DOCUMENTARY ? CULTURAL

• ?First Speakers: Restoring the Ojibwe Language? Twin Cities Public Television
  • John Whitehead, Producer/Director/Editor
  • Dianne Steinbach, Executive Director Arts & Cultural Media
  • Stephanie Mosher, Associate Producer
  • Mark Hentges, Director of Photography
  • Mike Phillips, Director of Photography
  • Ezra Gold, Editor
  • Joseph Demko, Post-Production Audio
  • Emily Stevens, Line Producer
  • Joan Obrien, Line Producer
  • Terry O?Reilly, Chief Content Officer

DOCUMENTARY ? HISTORICAL

• ?The Stavig Letters? South Dakota Public Broadcasting
  • Jim Sprecher, Producer-Executive Producer
  • Kyle Mork, Director/Editor
  • Kevin Patten, Assistant Producer
  • Joel Rische, Videographer
  • Saturnino John, Videographer
  • Rex Kinnear, Videographer
  • Sarah Rasmussen, Narrator
  • John Rasmussen, Videographer
  • Jane Rasmussen, Researcher-Archavist
  • Wayne S. Knutson, Writer
  • Paul Ebsen Production, Assistant

DOCUMENTARY ? TOPICAL

• ?Troubled Waters: A Mississippi River Story? The Bell Museum of Natural History, The University of Minnesota
  • Barbara Coffin, Executive Producer
  • Jon Van Amber, Graphic Designer
  • Larkin McPhee, Director / Writer / Producer
  • Steve Fischer, Editor
  • Matt Ehling, Videographer
  • Shanai Matteson, Assistant Producer
  • Bob Malos, Narrator
  • Brian Olson, Animator
  • Joseph Demko, Sound Design

CHILDREN (12 & UNDER) ? SINGLE STORY/FEATURE/SEGMENT

• ?Helping Hand? WHO-TV
  • Megan Brown, Multimedia Journalist

CHILDREN (12 & UNDER) ? PROGRAM/SPECIAL/SERIES

• ?IPTV Kids Clubhouse ? Prime Time Special? Iowa Public Television
  • Debra Herbold, Executive Producer/Director
  • Dan Wardell, Host/Producer
  • Theresa Knight, Producer
  • Philip Blobaum, Camera Operator
  • Scott Faine, Camera Operator
  • John Torpy, Camera Operator
  • Josh Buettner, Engineer
  • David Feingold, Engineer
  • Russ Wall, Engineer

TEEN (13 AND UP) ? SINGLE STORY/FEATURE/SEGMENT

• ?Death By Car? KMSP-TV
  • Ronald Johnson, Photojournalist
  • Trish VanPilsum, Investigative Reporter

TEEN (13 AND UP) ? PROGRAM/SPECIAL/SERIES

• ?Dating Violence? WHO-TV
  • Lynn Melling, Reporter
  • Brandon McCauley, Photojournalist
  • Randy Schumacher, Photojournalist
  • Lee Rouse, Photojournalist
  • Mike Borland, Photojournalist

EDUCATION/SCHOOLS ? SINGLE STORY/FEATURE/SEGMENT

EDUCATION/SCHOOLS ? PROGRAM/SPECIAL/SERIES

HEALTH/SCIENCE/ENVIRONMENTAL: ?SINGLE STORY/FEATURE/SEGMENT

• ?Diagnosis? WCCO-TV
  • Liz Collin, Anchor/Reporter
  • Carly Danek, Photographer

HEALTH/SCIENCE/ENVIRONMENT: ?PROGRAM/SPECIAL/SERIES

• ?Amazing Kids? KARE-TV
  • Boyd Huppert, Reporter
  • Jonathan Malat, Photojournalist/Editor
  • John Drilling, Photojournalist/Editor

HISTORIC/CULTURAL/NOSTALGIC ? SINGLE STORY/FEATURE/SEGMENT

HISTORIC/CULTURAL/NOSTALGIC ? PROGRAM/SPECIAL/SERIES

• ?Behind the Walls? WHO-TV
  • Sonya Heitshusen, Reporter
  • Jeff Felton, Photojournalist

MILITARY ? SINGLE STORY/FEATURE/SEGMENT

• ?A Bridge Home? KARE-TV
  • Boyd Huppert, Reporter
  • Jonathan Malat, Photojournalist/Editor
• ?Service and Sacrifice? WKBT-TV
  • Jennifer Livingston, Reporter & Editor
  • Kirk Arneson, Photojournalist

MILITARY ? PROGRAM/SPECIAL/SERIES

• ?Iowa National Guard Training? KCRG-TV
  • Mark Geary, Reporter
  • Dane Firkus, Photojournalist
  • Jim Slosiarek, Photojournalist
• ?Iowans At War? WHO-TV
  • Sonya Heitshusen, Reporter
  • Brandon Bingham, Photojournalist

INFORMATIONAL/INSTRUCTIONAL ? SINGLE STORY/FEATURE/SEGMENT

INTERVIEW/DISCUSSION ? SINGLE STORY/FEATURE/SEGMENT

• ?One Night in 1975? StarTribune
  • McKenna Ewen, Multimedia Producer
  • Paul McEnroe, Reporter
  • Jenni Pinkley, Senior Producer

INTERVIEW/DISCUSSION ? PROGRAM/SPECIAL/SERIES

• ?Life Changing Art? Twin Cities Public Television
  • Pamela M. Palan, Producer
  • Lucy Swift, Vice President, MN Productions
  • Jim Kron, Videographer
  • Scott Trotman, Videographer
  • Vernon Norwood, Field Audio
  • Joseph Demko, Audio Sweetening
  • Denise Fick, Graphic Designer
  • Michele McGraw, Consultant
  • Terry O?Reilly, Chief Content Officer

MAGAZINE PROGRAM ? SINGLE STORY/FEATURE/SEGMENT

• ?Minnesota Original: Scott West? Twin Cities Public Television
  • Marissa Blahnik, Producer
  • Dianne Steinbach, Executive Producer
  • Ashleigh Rowe, Series Producer
  • Angie Prindle, Associate Producer
  • Mike Phillips, DP
  • Ryan Klabunde, Editor
  • Terry O?Reilly, Chief Content Officer

MAGAZINE-PROGRAM/SPECIAL/SERIES

• ?Minnesota Original: The Children?s Theatre Company?s Production of Annie, Adam Turman + The Neighborhood Trio? Twin Cities Public Television
  • Ashleigh Rowe, Series Producer
  • Dianne Steinbach, Senior Director, Arts,Culture Media
  • Ryan Klabunde, Editor
  • Steven Flynn, Director of Photography/Editor
  • Ezra Gold, Online Editor/Sound Design
  • Marissa Blahnik, Field Producer
  • Angie Prindle, Field Producer
  • Emily Goldberg, Senior Producer
  • Joan O?Brien, Line Producer
  • Joseph Demko, Sound Editor
  • Mike Phillips, Director of Photography
  • Bob Sturm, Field Audio
  • Terry O?Reilly, Chief Content Officer

PUBLIC/CURRENT/COMMUNITY AFFAIRS ? SINGLE STORY/FEATURE/SEGMENT

• ?The Wet House? KARE-TV
  • Trisha Volpe, Reporter
  • Craig Norkus, Producer

PUBLIC/CURRENT/COMMUNITY AFFAIRS-PROGRAM/SPECIAL/SERIES

• ?Lowertown: The Rise of an Urban Village? Twin Cities Public Television
  • Daniel Pierce Bergin, Writer/Producer
  • Dianne Steinbach, Executive Producer
  • Jim Kron, Director of Photography
  • Jerry Lakso, Online Editor
  • Jennie Reedquist, Production Manager
  • Terry O?Reilly, Chief Content Officer

SPECIAL EVENT COVERAGE (OTHER THAN NEWS OR SPORTS) LIVE

• ?12 News on Tour: Whiz Bang Days? Northwest Community Television Channel 12
  • Jennifer Anderson, Anchor/Reporter
  • Mike Johnson, News Director/Anchor
  • Chris Sehnert, Director
  • Matt Laaksonen, Director
  • Lisa Furgison, Reporter
  • Alexandra Renslo, Reporter/Anchor
  • Shannon Slatton, Reporter
  • Jamie Anderson, Chief Photographer
  • Brandon Bankston, Photographer
  • Benjamin Kroll, Photographer
  • Dustin Scholl, Photographer
  • John Jacobson, Sports Director
  • Jay Wilcox, Sports Producer
  • Corey Bork, News Producer
  • Roger Larson, Production Assistant
  • David Dobrin, Graphic Designer

SPECIAL EVENT COVERAGE (OTHER THAN NEWS OR SPORTS) ? EDITED

COMMUNITY/PUBLIC SERVICE (PSA) ? SINGLE SPOT

• ?I Believe in Public Access? North Metro TV
  • Damian Kussian, Producer/Cinematographer/Editor
  • Matthew Olson, Writer/Director/Editor
  • Ryan Brennan, Cinematographer
  • Scott Lindell, Jib Operator
  • Nathan Piotrowski, Audio Field Mixer
  • E.G. Bailey, Actor
  • Clarke Leland, Graphics/Motion Tracking
  • Maiwenn Kussian, Assistant Producer
  • Aric Braman, Steadi-Cam Operator
  • Sha Cage, Actor

COMMUNITY/PUBLIC SERVICE (PSA) ? CAMPAIGN

• ?Race for the Cure Campaign? KARE-TV
  • Chad Knutson, Creative Services Producer

PROMOTION: SINGLE SPOT

• ?FOX 9 News App? KMSP-TV
  • Kevin Myers, Producer
  • Chad Gilmour, Editor
  • Scott Brady, Executive Producer

PROMOTION: SINGLE SPOT/SAME DAY

PROMOTION: ?IMAGE

• ?WCCO:Always? WCCO-TV
  • Scott Wooldridge, Director of Promotions & Production
  • Casey Kespohl, Creative Director
  • Jodi Oelfke, Executive Producer/Editor
  • Errol Allmacher, Director of Photography
  • Erica Mayer, Director/Photographer
  • Mike Marrone, Lighting Director
  • Crystal Simon, Sr. Designer
  • Burke Daneman, Grip/Media
  • Raul Cadena, Producer

PROMOTION: SPORTS-SINGLE SPOT

• ?The Minnesota Wild on 45? KSTC-TV
  • David Linstad, Writer/Producer/Editor
  • Jonathan Whitney, Graphic Designer
  • Shawn Braith, Promotion Manager
  • Joe Johnston, Marketing Director

PROMOTION: SPORTS ? CAMPAIGN

• ?Year 10 Broadcast Open? Minnesota Wild Hockey Club
  • Maggie J. Kukar, Broadcast Manager
  • Paul Loomis, Manager, Game Presentation
  • Ryan Semanko, President

COMMERCIAL ? SINGLE SPOT

• ?Hair? Periscope
  • Brien Spanier, Art Director
  • Maria Hileman, Creative Coordinator
  • Charlie Callahan, VP/Copywriter
  • Robin Pfeifer, Account Executive
  • Ian Corbin, Editor
  • Abby Stavig, Producer
  • Crist Ballas, Make-Up Artist
  • Tom Lecher, Music & Sound
  • Quan Hoang, Director
  • Bo Hakala, Camera Man
  • Julie Kaupa, Producer

COMMERCIAL ? CAMPAIGN

• ?Bush Foundation TV Ad Campaign? Quiet Island Films/Padilla Speer Beardsley
  • Jan Selby, Producer/Co-Director
  • Dave Schad, SVP, Executive Creative Director
  • Jeff Stonehouse, Co-Director
  • John Rabuse, Writer
  • Heidi Habben, Post-production Producer
  • Carrie Shanahan, Editor
  • Amira Cohen, Production Coordinator
  • Sue Lakso, Colorist
  • Adam Celt, Flame Artist
  • Alex Engelmann, Animator
  • Ryan Wheeler, Smoke Artist
  • Matt Kroese, Assistant Editor

STATION EXCELLENCE

• ?FOX 9 KMSP? KMSP-TV
  • Carol Reuppel, VP and General Manager
  • Scott Brady, VP of Creative Services
  • Bill Dallman, VP of News / News Director
  • Marian Davey, Assistant News Director
  • Meghan Flaagan, Community Services Coordinator/Producer
  • Patrick Armijo, Executive Producer
  • Hayley Herst, Executive Producer
  • Kelly Huffman, Senior Assignment Editor
  • Kevin Myers, Promtoion Manager
  • Lori Fisher, Executive Producer
  • Marc Marjerus, VP of Engineering

NEWS EXCELLENCE

• ?NewsChannel 8 News Excellence? KCCI-TV
  • Dave Busiek, News Director

COMMUNITY SERVICE

• ?Eleven Who Care? KARE-TV
  • Julie Anderson, Producer
  • Chuck Ulmer, Chief Editor
  • Jeff Olsen, Reporter
  • Rena Sarigianopoulos, Reporter
  • Jim Douglas, Photojournalist
  • Deb Lyngdal, Photojournalist
  • Mike Pomeranz, Host
  • Julie Nelson, Host
  • Diana Pierce, Host
  • Greg Beeson, Director

INTERACTIVITY

• ?Interactivity in Newscasts? KMSP-TV
  • Patrick Armijo, Executive Producer
  • Bill Dallman, VP/News Director
  • Carol Rueppel, General Manager
  • Lori Fisher, ?Executive Producer
  • Hayley Herst, AM Executive Producer
  • Marian Davey, Assistant News Director
  • Mike Durkin, Senior Web Producer
  • Carrie Sherno, Producer
  • Dennis Grant, Producer
  • Sarah Saeger, Producer
  • Bill Snodgrass, Producer
  • Trace Stump, Producer
  • Matt Montgomery, Producer
  • Ian Leonard, Meteorologist
  • Tom Halden, Reporter/Anchor
  • Karen Scullin, Reporter/Anchor
  • Marni Hughes, Anchor
  • Heidi Collins, Anchor
  • Jeff Passolt, Anchor
  • Kelly Huffman, Managing Editor
  • Jason Matheson, Anchor
  • Rob King, Editor

AUDIO ? LIVE OR LIVE TO TAPE

• ?Showcase Minnesota Christmas Show? KARE-TV
  • Dean Weisser, Senior Audio Engineer

AUDIO ? POST PRODUCTION

DIRECTOR ? LIVE OR LIVE-TO-TAPE

• Matt Gangl, Fox Sports North

DIRECTOR ? NEWSCAST

DIRECTOR ? POST-PRODUCTION

DIRECTOR ? SHORT FORM (PROMOS, PSAS, COMMERCIALS, OPENS, ETC.)

EDITOR ? PROGRAM (NON-NEWS)

• ?Minnesota Original??Twin Cities Public Television
• ?Troubled Waters: A Mississippi River Story (composite)??The Bell Museum of Natural History

EDITOR ? SHORT FORM (PROMOS, PSAS, COMMERCIALS, OPENS, ETC.)

• ?Fox Sports Prep Zone Open? Elite Edge Productions
  • Ryan Semanko, Creative Director
  • Ryan Noreen, Creative Director
  • Andrew Burton, Writer/Producer

EDITOR ? NEWS ? WITHIN 24 HOURS

EDITOR ? NEWS ? NO TIME LIMIT

EDITOR ? SPORTS-WITHIN 24 HOURS

• ?Reclaiming Their Heritage??KARE-TV

EDITOR ? SPORTS ? NO TIME LIMIT

GRAPHIC ARTS ? GRAPHICS ? NON NEWS

• ?Minnesota Original Compilation? Twin Cities Public Television
  • Steven Flynn, Editor
  • Skip Davis, Editor
  • Denise Fick, Senior Designer
  • Ezra Gold, Editor
  • Ryan Klabunde, Editor
  • Jon VanAmber, Senior Designer
  • Terry O?Reilly, Chief Content Officer

GRAPHIC ARTS ? ANIMATION (NON NEWS)

• ?LOL Happy Hour / Simpson Dinner? WFTC-TV
  • J.D. Mayes, WFTC ? Promotions Manager
  • Brian Wienholz, Sr Designer
  • Chad Gilmour, Creative Services Producer
• ?Minnesota Vikings Gameplan Show Open? Elite Edge Productions
  • Ryan Semanko President
  • Ryan Noreen, Crative Director
  • Andrew Burton, Writer/Producer
  • Bryan Harper, Executive Producer

GRAPHIC ARTS ? ANIMATION ? NEWS

• ?Mayo Clinic ? Medical Edge Animation Composite? Mayo Clinic
  • Jason Robinson, Medical Animator
  • Jan Case, Medical Animator
  • Joanna King, Medical Animator
  • David Smyrk, Medical Animator
  • Andy Shilts, Photographer/Editor
  • Vivien Williams, Reporter

LIGHTING ? STUDIO

• ?Twin Cities Live? TVLD, Inc
  • Daniel McKenrick, Twin Cities Live

MUSICAL COMPOSITION/ARRANGEMENT

NEWS PRODUCER

WRITER ? PROGRAM (NON-NEWS)

WRITER ? NEWS

WRITER ? SHORT FORM (PROMOS, PSAS, COMMERCIALS, OPENS, ETC.)

ON-CAMERA TALENT ? ANCHOR ? NEWS

• Frank Vascellaro, ?WCCO-TV

ON CAMERA TALENT ? ANCHOR ? WEATHER

• Michael Augustyniak, WCCO-TV

ON CAMERA TALENT: ANCHOR ? SPORTS

ON-CAMERA TALENT ? COMMENTATOR/EDITORIALIST

• David Gillette, Twin Cities Public Television

ON-CAMERA TALENT ? PROGRAM HOST/MODERATOR

ON-CAMERA TALENT ? REPORTER ? GENERAL ASSIGNMENT

ON-CAMERA TALENT ? REPORTER ? INVESTIGATIVE

ON CAMERA TALENT ? REPORTER ? PROGRAMMING

ON-CAMERA TALENT ? REPORTER ? SPORTS

ON-CAMERA TALENT ? SPORTS ANALYST

ON-CAMERA TALENT ? SPORTS PLAY-BY-PLAY

PHOTOGRAPHER ? PROGRAM (NON-NEWS)

PHOTOGRAPHER ? SHORT ?FORM (PROMOS, PSAS, COMMERCIALS, OPENS, ETC.)

PHOTOGRAPHER ? NEWS ? WITHIN 24 HOURS

PHOTOGRAPHER ? NEWS ? NO TIME LIMIT

PHOTOGRAPHER ? SPORTS ? WITHIN 24 HOURS (SINGLE CAMERA ONLY)

PHOTOGRAPHER ? SPORTS ? NO TIME LIMIT (SINGLE CAMERA ONLY)

VIDEO JOURNALIST

TECHNICAL ACHIEVEMENT

• ?Harmon Killebrew Memorial? Fox Sports North
  • Jeffrey Byle, Executive Producer
  • Joseph Maar, Coordinating Producer
  • Bob Rohde, Director of Operations
  • Trevor Fleck, Producer
  • Matt Gangl, Director
  • Patricia Whitney, Production Coordinator
  • Michael Malmgren, Studio Director
  • Ralph Gasow, Photographer

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Source: http://midwestemmys.org/20110924/2011emmyrecipients/

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Windows 7 Home Premium SP1 64bit (Full) - Home Improvement Site

Windows 7 Home Premium SP1 64bit (Full) System Builder DVD 1 Pack

• Make the things you do every day easier with improved desktop navigation.
• Start programs faster and more easily, and quickly find the documents you use most often.
• Make your web experience faster, easier and safer than ever with Internet Explorer 8.
• Watch, pause, rewind, and record TV.
• Easily create a home network and connect your PCs to a printer with HomeGroup.

The best entertainment experience on your PCWindows 7 Home Premium makes it easy to create a home network and share all of your favorite photos, videos, and music. And you can watch shows for free when and where you want with Internet TV on Windows Media Center. Get the best entertainment experience with Windows 7 Home Premium.

List Price: $ 119.99

Price: $ 94.00

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Related Article to ?Windows 7 Home Premium SP1 64bit (Full) System Builder DVD 1 Pack?

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Source: http://www.c-amoiktuparl.com/windows-7-home-premium-sp1-64bit-full-system-builder-dvd-1-pack/

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Video: New twist in Susan Powell case

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Source: http://www.msnbc.msn.com/id/21134540/vp/44651498#44651498

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Free Bull Twitter Background | Twitter Unfollow Application

Bulls are uncastrated adult male cattle that are used for breeding and rodeo riding. Bull riding refers to rodeo sports that involve a rider getting on a large bull and attempting to stay mounted while the animal attempts to buck off the rider. Bulls typically weigh between 1700 and 1800 pounds, according to Professional Bull Riders.

Today in this post, TwUnfollowApp presenting the free bull twitter background. You can set this background on your twitter account. Feel free to share your opinion about what you see. Let?s have a look at this great animal twitter background.

Free Bull Twitter Background

Free Bull Twitter Background

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Easy Auto Installation by TwUnfollowApp

TwUnfollowApp, offers you a free and easy auto installation of this beautiful twitter design by getting Signup with Twitter.

Manual Installation

You can install TwUnfollowApp twitter style manually as well. Here is the information to install Bull Animal Twitter Background, to your twitter account.

Change Twitter Background Image

Description	Detail
Download Background Image	Download Free Bull Twitter Background Image
Update Background Image	Go to, Settings > Design > Change Background Image. Browse, Select image.
Tile Background	Not Checked
Save Changes	Click Save Changes

Change Twitter Design Colors

Description	Detail
Update Design Colors	Go to, Settings > Design > Change Design Colors. Enter the following values.
Background	c6a987
Text	f8f2ea
Links	170700
Sidebar	b3987a
Sidebar Border	b3987a
Save Changes	Click Save Changes

Post Information

Enjoy! this Free Bull Twitter Background.

Source: http://www.twunfollowapp.com/twitter-backgrounds/free-bull-twitter-background/

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Should You Become a Weather Photographer? | Oval Egg Articles

Checkout the piece of writing below on "Should You Become a Weather Photographer?" Even though the majority of the time this area under discussion has not been awarded it's proper segment in the media however currently common people are communicating regarding Weather and sharing knowledge regarding Weather. It is highly suggested that you take your time reading through this composition instead of speed reading it, which might lead to some missed points.

This and many additional reports here are written by Abraham David. If you require to take this article please link back to this web page. Article on "Should You Become a Weather Photographer?" starts after this.

Article Starts from Here:

Do you enjoy the weather, namely the beauty of it? If you do, have you ever thought about becoming a professional weather photographer? If not, this is an opportunity that you may want to give a close look. In fact, it is an activity and career opportunity that many weather enthusiasts find fun and exciting.

When it comes to being a weather photographer, it is important to remember that you do have a number of different options. For starters, you can be a paid, professional weather photographer or you may prefer being an amateur photographer, for personal purposes only. With that in mind, you may be curious as to whether or not weather photography is right for you. When examining weather photography and if it is right for you, there are a number of important questions that you will want to ask yourself.

One of the questions that you will want to ask yourself is if you have a love for the weather. If you regularly find yourself tracking the weather, like your snow or rainfall totals, at home or if you enjoy finding amazing weather pictures on the internet, you may want to take up weather photography.

It is also important to examine the equipment that you do have or the equipment that you can buy. Many weather photographers rely on professional cameras, as well as camcorders to get the best shots and videos. With that in mind, it is also important to focus on your purpose for photographing the weather. If you are interested in working as a paid professional photographer, you may need more equipment.

Speaking of your goals, are you interested in pursuing weather photography as a career or just as a hobby? Although weather photography is a great career and it may also prove to be a profitable one, it can be difficult to break into. For that reason, even if you hope to become a professional photographer, you may still want to start out small. You can do this by treating it as a hobby first. This will ensure that you do not run into financial trouble when pursing a career as a weather photographer.

Another one of the many questions that you will want to ask yourself, when trying to determine if weather photography is right for you, is your ability to drop everything and run. What is amazing about the weather is that it is unpredictable. A simple thunderstorm can turn into a tornado producing storm in as little as a few minutes. If you are serious about working as a professional weather photographer, it is important that you have the ability, time, and freedom to do so.

Before we pick up again with the write-up allow me say that anything in this write-up on "Should You Become a Weather Photographer?"is my view, please do your research ahead of taking any action. Proper consultant on "Should You Become a Weather Photographer?" should be consulted before taking any action. OvalEgg.com is not responsible for any damages of any kind that may arise from applying information contained in this article.

As it was previously stated, a simple thunderstorm can unexpectedly spawn a tornado. This is one of the many dangers associated with weather photography. In fact, many weather photographers work with storm chasers. If you are interested in doing so, you need to be able to think quickly on your feet and be good at problem solving under pressure. Are these qualities that describe you?

By honestly and accurately answering the above mentioned questions, you should be able to determine if weather photography is right for you, either as a hobby or as a career. Should you decide that it is, be sure to have a plan in place before you head out into the field.

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Word Count 652

Thanks for taking a look at this peace of writing from Abraham. Please link to this webpage if you want to use this article anywhere. I hope you loved what I wrote on "Should You Become a Weather Photographer?". I would be pleased to know what you think regarding it, negative or positive. Please leave a comment below and show me you're alive.

Article Source with Title: Should You Become a Weather Photographer?
Article Source URL: http://ovalegg.com/news-and-society/weather/should-you-become-a-weather-photographer

Source: http://ovalegg.com/news-and-society/weather/should-you-become-a-weather-photographer

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Green Real Estate Rebates Increase Return s on Green Real Estate

Real Estate Investors have many incentives to get rebates and grants from various sources for their green real estate investment projects. A properly executed Green Real Estate Project also increases the ROI on the property itself, through lower energy costs and higher resale and rental rates.

Energy Efficiency & Green Real Estate Rebates:

The Database of State Incentives for Renewables & Efficiency (DSIRE) is an ongoing project funded by the U.S. Department of Energy?s Office of Energy Efficiency and Renewable Energy (EERE). The site is administered by the National Renewable Energy Laboratory (NREL), which is operated for DOE by the Alliance for Sustainable Energy. It is the first place to look for rebates, credits and incentives for all 50 states. www.dsireusa.org

The Energy Efficiency and Conservation Block Grants (EECBG) Program was funded for the first time by the American Recovery and Reinvestment Act of 2009. It is intended to assist U.S. cities, counties, states, territories, and Indian tribes to develop, promote, implement, and manage energy efficiency and conservation projects and programs. Through formula and competitive grants, the Program empowers local communities to make strategic investments to meet the nation?s long-term goals for energy independence and leadership on climate change. www.eecbg.energy.gov

ENERGY STAR is a joint program of the U.S. Environmental Protection Agency and the U.S. Department of Energy helping us all save money and protect the environment through energy efficient products and practices. This website also offers a list of Federal Tax Credits and Rebates. For example, if you install solar panels you can receive a tax credit equal to 30% of the cost. www.energystar.gov/

The Office of Energy Efficiency and Renewable Energy (EERE) works with business, industry, universities, and others to increase the use of renewable energy and energy efficiency technologies. One way EERE encourages the growth of these technologies is by offering financial assistance opportunities for their development and demonstration. www.eere.energy.gov

The American Recovery and Reinvestment Act provides Tax Incentives and Tax Credits for individuals to invest in energy-efficient products. www.irs.gov

EPA leads the nation?s environmental science, research, education and assessment efforts. The mission of the Environmental Protection Agency is to protect human health and the environment. Numerous sources of funding for green building are available at the national, state and local levels for homeowners, industry, government organizations and nonprofits.

Grants.gov is the Federal Government?s web site for posting funding opportunities from all Federal Agencies. It is a central storehouse for information on over 1,000 grant programs and provides access to approximately $500 billion in annual awards. www.grants.gov

Local Governments for Sustainability (ICLEI) is a membership association of local governments committed to advancing climate protection and sustainable development. Find the latest funding opportunities offered by local governments. http://www.icleiusa.org/action-center/financing-staffing

Related posts:

1. Green Investment Property
2. Chicago Green Real Estate Investment Incentives
3. Green Real Estate Investment Trusts ? Green REITs
4. High Efficiency Green Rehabs
5. Flagstaff Green Real Estate Investment -Flagstaff Home Energy Audit

Source: http://www.buyersutopia.com/green-real-estate-rebates.htm

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Bla Bla ? Cellular Repayments Why SMS Short Codes Are a Need to

There is been a good deal of buzz these days about cellular payments and the subsequent killer app that will all of a sudden have Americans using their cell telephone to purchase every thing from their subsequent latte to their following Lexus. There appears to be no doubt that were properly on this path to financial mobility. The cell mobile phone has previously evolved from a standard communication software to a comprehensive life-style system integral to a persons messaging, data, and entertainment requirements. Extending the cellular telephone to act as a wallet and eventually turning it into a payment instrument is the next logical step in this evolutionary method nevertheless, how and when it gets there is still anyones guess.

Although there is certainly a good deal of debate about which cellular payment resolution will in the end be successful in the market, one particular reality is indisputable: the remedy ought to permit any cell cellphone to participate in the payment transaction. A provider that enables consumers to exchange funds using only a specific cellphone or thats limited to a certain carrier immediately excludes by itself from the huge population of users not employing that device or cell operator. That will disincentivize organization owners from accepting that particular technological innovation which, in flip, will ultimately hinder its mass adoption.

Presently, the U.S. has about 280 million mobile phones ? only 45 million of which are ?wise? ? that operate on a range of different carriers. To realize success, a cellular payment resolution should be capable to purpose on the greater part of these devices. Given that at the moment the only technological innovation which is widespread across all mobile phones is text messaging a.k.a. Small Messaging Support or SMS, the solution must use SMS on some stage. There are 3 intrinsic functions of SMS that make it a all-natural in shape for a cellular payment solution:

1. It is a native ?application? which is by now pre-set up on basically each cell mobile phone in use right now.
2. It can be a universal service, that means that a text message sent from a single mobile phone on one provider can be obtained on a diverse cellphone on a various carrier.
3. Its a push technological innovation, meaning that a text message can be sent to a user without the user first contacting you. Considering that a payment solution demands some form of authorization and notification mechanism, currently being ready to ?push? messages to the payer and/or payee is completely crucial in developing a secure and sturdy service.

If a mobile payment remedy is to employ text messaging, then it should conform to the tips established by the Cellular Marketing and advertising Associations MMA and use a commercial short code. A short code is a unique phone amount that is normally five or 6 digits extended. They ended up produced to be simpler to remember than typical cellphone numbers, especially when sending and obtaining text messages to organizations. If youve got ever before texted a vote to American Idol or texted a donation to the Red Cross, the quantity to which you sent that text message was a short code.

Getting and enabling a brief code is a rigorous process that demands rigid adherence to industry greatest practices and specific certification by every single U.S. Carrier. For that reason, messages sent to and obtained from a quick code supply a measure of assurance that you are in simple fact communicating with a authentic enterprise and not a fly-by-evening operation.

Aside from compliance, nonetheless, the biggest rewards of utilizing a small code are safety, speed and volume. Since by utilizing a small code a company is primarily right connected to the carriers, it tremendously lowers the risk that a text message sent to one of its customers is intercepted or tampered with in some way. The immediate link also will increase the pace that messages are delivered to the two the company and the finish user, which offers a greater user knowledge for the consumer. Eventually, any support that uses a typical 10-digit mobile phone quantity for text messaging is going to be minimal in the amount of messages it can process at any offered time. A small code, on the other hand, makes it possible for a company to procedure probably 1000s of messages a 2nd which would permit them to service a big and growing buyer base.

In summary, a quick code is a required part of any mobile payment resolution that hopes to services the vast majority of the population. If a firm delivers a cellular payment support that makes use of text messaging but does not use a small code, the caveat emptor permit the purchaser beware.

Mobile Payment App

Source: http://blasite.com/2011/09/cellular-repayments-why-sms-short-codes-are-a-need-to/

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