Tuesday, 3 January 2012

How I Did on my 2011 Financial Resolutions (Free Money Finance)

Last year I detailed my financial resolutions for 2011 and I thought I'd give you all an update on how I performed against them. Here goes:

  • Keep going -- spending less than I earn to have as big of a gap as possible. Did pretty well (since it's in my nature), though I did splurge for our upcoming cruise (which I'm happy with.)

  • Reviewing my investments. I didn't do as much as I wanted to fine tune our investments. As you probably know, the majority of what we do is on automatic pilot, but I need to close a few accounts, move a few others around, and generally just make things a bit more efficient to manage. Didn't get a lot of that done this year.

  • Considering major purchases. At this point last year, we were thinking of going to Hawaii. That changed to the Caribbean and we'll be there soon. We also still need some new furniture -- haven't made much progress on that purchase front this year.

  • Looking at retirement. I did complete a financial retirement plan (which I'll be giving an update on later this year) and will continue to monitor/adjust it as needed.

  • Consolidating charities. I stopped giving to some but added to others. I'd like to get down to less than 10 that I support, but not sure it's going to happen.

  • Investing in my career. I did not do a career review. I did however grow and maintain my network and have picked up a few additional job-related skills, so I'm happy with my overall progress.

Looking back, I'd give myself a B- for 2011. Several things were completed but not to the level I wanted them to be. I hope to do better in 2012.

How about you? How did you do compared to your financial resolutions for 2011?

Source: http://www.freemoneyfinance.com/2012/01/how-i-did-on-my-2011-financial-resolutions.html

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